A balance is not a return
Deposits can grow your balance without an investment gain. Follow one portfolio to see what changed—and what it actually earned.
An example portfolio
1 Jan 2025 – 1 Jan 2026 · USD · Total account, including cash
Illustrative figures, including the benchmark. This is an explanation of the methods, not a live Vexton report.
011 Jan 2025
Start with $10,000
$10,000
Your opening portfolio value.
022 Jul 2025
Add another $10,000
$21,000
Your investments have grown to $11,000. The deposit brings the balance to $21,000.
031 Jan 2026
Finish with $21,000
$21,000
The portfolio stays flat after the deposit. Your investment gain for the year is $1,000.
Where the closing balance came from
- Opening value
- $10,000
- Deposits
- + $10,000
- Investment gain
- + $1,000
- Closing value
- = $21,000
One portfolio. Three useful answers.
- How did the portfolio perform?
+10.0%
Time-weighted return
A 10% gain before the deposit, then 0% after it. The deposit itself does not count as a return.
- What did your money earn?
+6.7%
Money-weighted return
The later $10,000 missed the earlier gain. Including when you added money gives a different result.
- How did it compare?
+2.0 pts
Versus an illustrative benchmark
The portfolio’s 10% time-weighted return exceeds the example benchmark’s 8% over the same year.
Returns cover the full 365-day period; MWRR uses the dated cash flows (XIRR). The example assumes no other cash flows, fees or taxes.
In Vexton, choose Performance, set your dates and return method, then generate. Use the Risk report for benchmark comparisons.
13 reports. Find the answer you need.
Review your tracked accounts together, including cash, in your reporting currency.
Performance
See what you earned, which holdings contributed, and how results changed across periods.
Performance · Contribution Analysis · Multi-Period Returns
Risk
Compare with benchmarks and see how far your portfolio and individual holdings fell.
Risk · Drawdown Risk
Exposure
See where you are concentrated, including companies held through ETFs and your currency exposure.
Portfolio Diversity · Exposure · Multi-Currency Valuation
Income & activity
Review expected dividends, past trades and realised gains. Forecast income is marked announced or estimated.
Future Income · Calendar · Sold Securities · All Trades · Historical Cost
Keep a dated copy
Save the print-ready report as a PDF, or export a spreadsheet where available. Saved reports preserve the result from that review.
Frequently Asked Questions
What is the difference between time weighted return and money weighted return?
Time-weighted return adjusts for deposits and withdrawals to measure portfolio performance. Money-weighted return (XIRR) includes their timing to measure the return experienced by your money. Choose the method when generating a supported report, with period or annualised presentation.
Which reports does Vexton include?
Thirteen. Performance, Contribution Analysis, Multi-Period Returns, Portfolio Diversity, Exposure, Risk, Drawdown Risk. Future Income, Calendar, Multi-Currency Valuation, Sold Securities, All Trades and Historical Cost.
How do I generate my first report?
Connect your brokerage through Holdings → Add Account and sync. In Reporting, choose Generate report → Performance, select your dates and return method, then generate. Check the included accounts, reporting currency and any coverage notes.
How is this different from my broker's performance page?
Vexton brings your tracked accounts into one reporting view, including cash. Choose a return method, review holding contributions, explore ETF exposure and compare with benchmarks in the Risk report.
Can I export reports or reopen a past review?
Use your browser’s print dialog to save a report as a PDF. Export spreadsheet is available for supported results. Reopening a saved report shows that snapshot; generate a new report for updated data.
What does a report not do?
It does not establish tax treatment, manager skill or reporting-standard compliance. Unavailable figures are not zero. A saved report is a snapshot.
See what is driving your portfolio’s results
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